TwentyFrugal

Start investing with Acorns today! Get $5 when you use my invite link: https://acorns.com/invite/K5QSRE About two years ago, I was in the process of moving to Chicago to complete a Master’s degree. I was going from a steady paycheck back to being an unemployed student living in an expensive city.  The first thing I did was hit up the local goodwills and salvation army’s. They had things that my local thrift stores could only dream of. With Chicago being a huge sports city, I started buying up jerseys and selling them on eBay, Facebook, OfferUp, and LetGo. I made enough to make it a few months. I landed a remote job working for the company that I worked for before moving to Chicago. I was still only making around minimum wage. I was frustrated because I was basically putting my long term wealth on hold while living there. I found an app called Acorns that really made a huge difference for me. Acorns rounds up your purchases and invests the roundups in ETFs that you select based on r...

One of the most difficult things about getting in shape and staying in shape is accountability and consistency. This especially applies if you are trying to do it all yourself. I struggle with this personally. My wife and I have done this and absolutely loved using this tool to hold ourselves accountable. Here's how to use it! 1. Print out this chart and post it somewhere in your house that you have to pass every single day. Make sure you have three different colored markers or pens and a black pen sitting next to the location. (We posted it above our scale in our closet) 2. Pick 3 "completion goals" such as:  - Drink 1 gallon of water  - Work out once for the day  - Eat only whole foods today, etc. 3. Write these goals somewhere on the tracker and choose a color for each goal. 4. Each day, mark using the assigned color, which goals you completed the day of, or the day before (depending on when you fill it out). 5. Every other day, write down your weight for the day. (Thi...